Mortgages - With Mortgage Expert Gabe “Mortgage Gabe” Tenenberg

🎥 Mortgages

🏠 Think owning a $1 million home is impossible on a middle-class income? Think again. In this episode, Moshe Alpert, CFP® sits down with mortgage expert Gabe “Mortgage Gabe” Tenenberg to reveal the real strategies helping families buy homes in today’s high-cost housing market, even with average incomes or self-employed status.

Whether you’re a first-time buyer, self-employed, or just wondering how others are affording it, this is the no-fluff, real-world guide you’ve been looking for with mortgage tips for self-employed & first-time buyers.

📌 What You’ll Learn in This Episode:

How high earners get denied mortgages — and how to fix it

Credit, Income, Assets: The “CIA” formula behind mortgage approval

The truth about PMI — and how it could help you buy sooner

Mortgage prep: Why it’s like test-driving a Lexus

$1M homes & the mansion tax explained

Business bank statement loans: The self-employed solution

Why you don’t always need 20% down

Closing process demystified

What “pre-affording” means — and why it matters

🧠 Key Takeaway:
“Push the envelope with a cushion and a plan. Most families who stretched — responsibly — never looked back.”

👤 Guest: Gabe Tenenberg
Mortgage Advisor, FM Home Loans
📧 Gtennenberg@fmm.com
📲 https://www.linkedin.com/in/gabe-tennenberg-94b170144
https://wa.link/c7dc3p

💼 Host: Moshe Alpert, CFP®
Founder & CEO of Ceremian Financial
Helping families simplify complex financial decisions through clear, actionable planning.

💬 Drop your questions in the comments — we might answer them in a future episode

📧 Send your questions to: ⁠middleclassalpert@gmail.com

📣 Subscribe for more episodes on real-world finance, mortgages, family budgeting, and long-term planning.

👍 Like this video if you learned something new

🔔 Hit the bell so you never miss an upload

🎛️ Produced by BIG Productions – Gidon Orman
Contact: gi@bigprod.net

home buying, mortgage tips, buying a home 2024, first-time homebuyer advice, how to buy a house, mortgage for self-employed, home affordability, million dollar home, PMI explained, credit score mortgage